Where the UK finds expert, regulated financial advisers.
A few minutes of quick taps becomes your own retirement report — where you stand, what it means and the questions worth asking. Then talk it through, free, with an FCA-regulated adviser who has already read it.
- Free, no obligation
- Regulated advisers only
- Shared with one FCA-authorised adviser only
You’re 0.
Retirement is 8 years away.
A clear picture of where you are today, built only from what you told us.
Example report · educational, not adviceHow it works
From “am I on track?” to a real conversation — in three steps.
01
Tell us where you stand
A few minutes of conversation — quick taps about your pensions, savings and the retirement you want.
02
Get your personal report
Your position played back in plain English, with the questions worth asking — in your inbox.
03
Talk it through with an expert
A free call with an FCA-regulated adviser who works on retirement. They read your report first.
What you walk in with
Your numbers, what they mean, and five questions — before you say a word.
The big picture
The State Pension is the floor, not the plan.
On its own, the full State Pension covers most of a minimum lifestyle — and a long way short of a moderate or comfortable one. Everything above it comes from your workplace pensions, private pensions and savings.
Your report shows where you sit against these national standards, using your own answers.
Read: the three retirement lifestylesA year of retirement, single person
Pensions UK · gov.uk
Minimum
Moderate
Comfortable
Why now
Retirement keeps moving. Here’s how far it has come.
State Pension age has gone from 60 for women and 65 for men to 66 for everyone — and it’s legislated to keep rising. Knowing which changes touch you is half the battle.
State Pension age, as legislated
Source: gov.uk. The rise to 68 is legislated for 2044–46 and under review.
2015
Pension freedoms
Flexible access to defined-contribution pensions from age 55.
2020
State Pension age reaches 66
For men and women alike — it was 60 for women until 2010.
2024
Lifetime allowance abolished
The cap on tax-efficient pension saving removed from April 2024.
2026–28
State Pension age rises to 67
Phased in for people born after April 1960.
2027
Pensions enter Inheritance Tax
Most unused pensions count towards your estate from April 2027.
2028
Minimum pension age 57
The earliest age to access most private pensions rises from 55.
Source: gov.uk. Education, not advice — how any change affects you depends on your circumstances.
Your report
Everything you need to walk in knowing your stuff.
Your timeline
Years to go, State Pension age, and the moments that matter on the way.
Your money in one picture
Pensions, savings and property side by side — no spreadsheets.
Benchmarks, not guesses
Your position against national lifestyle standards and people your age.
Rules that affect you
Dated changes — tax, pension access, inheritance — flagged when they apply.
The right questions
Five questions in your own words, ready for your adviser.
Private by design
Only you and the one adviser you choose ever see it.
Know where you stand. Then plan the rest with someone who does this every day.
Why people trust RetireReady
Built to be safe before it’s built to be clever.
Regulated advisers only
Every adviser firm is checked on the FCA Register before an introduction.
Your data stays private
Encrypted and stored in the EU. Shared with one FCA-authorised adviser firm, never a second.
Free, no obligation
The check, the report and the first call cost you nothing. Nothing is sold on the call.
Plain English
No jargon, no sales script — just your position, explained.
Learn
Retirement, in plain English.
Questions
The honest answers.
Yes. The check, your report and your first call with an adviser are free, with no obligation. If you later choose to take advice, the adviser explains their fees up front before you agree to anything.
See where you stand.
A few minutes. Your own report. A free conversation with a regulated adviser if you want one.
Get my free reportFree · No obligation · Not financial advice